Most Common (In my Words)
Plan F: Rolls Royce Plan of all: You pay your monthly premium and go on. The Deductible is built into the premium. Covers excess charges.
Plan G: Cadillac Plan: You pay monthly premium. The Deductible is taken out of premium, you have to pay the deductible $186 calendar year (2019). Covers excess charges as well.
Plan N: Chevy Plan: You pay monthly premium, $20 copay for doctor, $50 for ER, and the deductible $186 calendar year (2019). Does not cover excess charges. Doctors can only charge 15% over what medicare says they can charge.