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Most Common (In my Words)

 

Plan F: Rolls Royce Plan of all: You pay your monthly premium and go on. The Deductible is built into the premium. Covers excess charges.

 

Plan G: Cadillac Plan: You pay monthly premium. The Deductible is taken out of premium, you have to pay the deductible $186 calendar year (2019). Covers excess charges as well.

 

Plan N: Chevy Plan: You pay monthly premium, $20 copay for doctor, $50 for ER, and the deductible $186 calendar year (2019). Does not cover excess charges. Doctors can only charge 15% over what medicare says they can charge.